Debt Consolidation - without taking another loan. in East London, Eastern Cape

How do I know if I need Debt Counselling?
Seeing that you are reading this, you will more than likely benefit from Debt Counselling.
The answer is simple, you need a debt counsellor when you become over-indebted. A consumer is considered over-indebted if the money left after paying essential expenses such as groceries, school fees, petrol/transport, policies, medical, cell phone/landline, insurance etc. is not enough to pay their debts. Some indications that you are over-indebted:
• You use your credit card and overdraft facilities to pay debts and buy food and other necessities;
• You borrow money to pay other debts;
• You skip payments on some accounts in order to pay others because you cannot keep up;
• You cannot pay your bills at the end of the month;
• You receive letters and summonses from creditors and/or lawyers;
• You are considering being placed under administration;
• You have judgments granted against you.
Contact us on 0861001047 or info@dcgsa.co.za you can also visit our website for more information